Back to map
South
Texas
Hurricanes, tornadoes, and grid resiliency issues.
Risk index 9/10
Hurricane Tornado Grid Failure2 guides for Texas
PreparednessGrid Failure
Texas Grid Failure: The Field-Tested 72-Hour Plan Built for Suburban Homes
ERCOT operates as an isolated grid with no federal interconnection, which means Texas cannot import emergency power from neighboring states during a regional failure. Plan for 72 hours of self-reliance in both winter freezes and summer heat domes. A battery and inverter system beats a gas generator for most suburban homes.
10 min read
FinanceHurricane
The Disaster Cash Reserve: How Much to Hold and Where to Hold It in 2025
A disaster cash reserve is not the same as a generic emergency fund. The target is the sum of your homeowners deductible plus 90 days of displaced living expenses, held in vehicles that remain accessible inside a federal disaster declaration zone where new credit lines freeze for 30 to 90 days.
9 min read